Tag Archives: household incomes

Consumers Healthier with Lower Household Debt

Posted on August 17, 2014 by Popular Economics Weekly

Popular Economics Weekly Household debt continues to decline, which will free more disposable income for consumers, which should be a sign that consumer spending, the main driver of economic growth, will continue to grow. That has to be why Q2 … Continue reading →

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Where is Housing Affordable?

Posted on July 14, 2014 by Popular Economics Weekly

The Mortgage Corner Why aren’t there more home buyers? It seems that housing can’t really recover until household incomes recover, and household incomes are barely keeping up with inflation at the moment. We also know that can’t happen until we … Continue reading →

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JOLTS and Decline of Household Debt

Posted on March 11, 2014 by Popular Economics Weekly

Financial FAQs There is a direct correlation between the increase in job openings announced in the Labor Department’s JOLTS (Job Openings and Labor Turnover) report, and declining household debt. How so? The increase in job opportunities—the number of job openings … Continue reading →

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Wisconsin’s Austerity Lesson

Posted on February 28, 2014 by Popular Economics Weekly

Popular Economics Weekly Governor Scott Walker is having his own problems with the ongoing investigation into staffers using public funds for political campaigning as a County Manager, but it doesn’t seem to faze him as he touts the success of … Continue reading →

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Consumer Debts Returning to ‘Normal’

Posted on February 21, 2014 by Popular Economics Weekly

Popular Economics Weekly The NY Fed released their 2013 Q4 Household Debt and Credit Report. The report showed that total household debt is 9.1 percent below the Q3 2008 peak. Mortgage debt is down 13.4 percent from the peak, and … Continue reading →

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Post-WWII Lessons—How to Reduce Debt?

Posted on January 17, 2014 by Popular Economics Weekly

Financial FAQs There is a productive way to pay down the federal and consumer debt loads instead of the austerity policies currently in vogue both here and in Europe (i.e., that cut taxes and government spending). It’s means implementing policies … Continue reading →

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Mortgage Defaults Continue to Fall

Posted on January 2, 2014 by Popular Economics Weekly

The Mortgage Corner Fannie Mae reported last week that the Single-Family Serious Delinquency rate declined in November to 2.44 percent from 2.48 percent in October. The serious delinquency rate is down from 3.30 percent in November 2012, and this is … Continue reading →

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Affordable Housing In Decline

Posted on December 11, 2013 by Popular Economics Weekly

The Mortgage Corner The Harvard Joint Center for Housing Studies has just come out with their rental market report, and it shows very little low rent housing available, due mainly to both increased household formation and those who have lost … Continue reading →

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Consumer Debt At Record Lows

Posted on November 1, 2013 by Popular Economics Weekly

Financial FAQs The Federal Reserve just released the Q2 2013 Household Debt Service and Financial Obligations Ratios. The overall Debt Service Ratio decreased in Q2 2013, and is just above the record low set in Q4 2012 thanks to very … Continue reading →

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Mortgage Delinquencies Continue Decline

Posted on October 1, 2013 by Popular Economics Weekly

The Mortgage Corner Freddie Mac reported that the Single-Family serious delinquency rate declined in August to 2.64 percent from 2.70 percent in July.   This has in large part to do with lower interest rates, which have declined again because the … Continue reading →

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